Financial Services Technology
Open Banking Engineer Jobs & Careers
Looking for your next Open Banking Engineer opportunity?
HOK Consulting connects Open Banking Engineers with banks, FinTech businesses, payment providers and financial institutions building secure APIs and digital financial services across permanent, contract and interim opportunities.
Whether your experience covers Open Banking APIs, PSD2, Variable Recurring Payments, account information services, payment initiation, Java, APIs or cloud-native engineering, explore current opportunities or upload your CV to join HOK’s technology talent network.
Current Open Banking Engineer Jobs
Explore current Open Banking Engineer opportunities available through HOK Consulting.
Can’t see the right Open Banking Engineer role?
If there are currently no suitable Open Banking Engineer vacancies listed, upload your CV and tell us what you’re looking for. Our team can contact you when a relevant permanent, contract or interim opportunity becomes available.
What Does an Open Banking Engineer Do?
Open Banking Engineers design, build and maintain the APIs and services that allow authorised financial applications to securely access banking data and initiate payments.
The role combines software engineering, payments technology, API development and financial services domain knowledge, with particular emphasis on security, consent, authentication, reliability and regulatory standards.
Open Banking Engineers often work alongside Payments Engineers, FinTech Engineers, architects, product teams and security specialists to develop account information services, payment initiation capabilities and integrations between banks, FinTech platforms and third-party providers.
Open Banking Engineer Skills & Experience
The exact technical requirements vary between organisations and platforms, but Open Banking Engineer roles commonly involve experience across areas such as:
- Open Banking
- Open Finance
- Open Banking APIs
- PSD2
- Payment Services
- Payment Initiation Services
- Account Information Services
- Variable Recurring Payments
- REST APIs
- OAuth 2.0
- OpenID Connect
- Strong Customer Authentication
- Java
- Python
- Go
- Microservices
- Event-Driven Architecture
- Apache Kafka
- Amazon Web Services (AWS)
- Microsoft Azure
- Kubernetes
- Docker
- CI/CD
- API Security
- Banking Technology
- Payments Technology
Open Banking Engineers may work for banks, payment providers, FinTech platforms or technology organisations delivering connectivity between regulated financial institutions and third-party applications.
Strong API engineering and security knowledge are particularly important because Open Banking services must handle sensitive financial data and payments while meeting demanding availability, authentication and regulatory requirements.
Typical Open Banking Engineer Responsibilities
- Designing and developing secure Open Banking APIs and services
- Building account information and payment initiation capabilities
- Implementing OAuth, OpenID Connect and consent management flows
- Integrating banking platforms with third-party providers and FinTech services
- Supporting PSD2 and UK Open Banking technical requirements
- Developing microservices and cloud-native banking applications
- Building resilient and scalable API infrastructure
- Supporting Variable Recurring Payments and emerging Open Banking capabilities
- Monitoring API availability, performance and reliability
- Investigating integration and production issues
- Working with payments, architecture, security and product teams
- Supporting wider Open Finance and digital banking transformation
Responsibilities vary depending on the organisation and whether the role focuses on account data, payment initiation, Open Banking infrastructure, API connectivity or wider digital banking platforms.
Open Banking Engineer Salary Expectations
Open Banking Engineer salaries vary according to experience, location, engineering seniority, payments knowledge and the scale and complexity of the financial platform being developed.
Permanent Open Banking Engineer
Around £90,000 per year
Broader UK Open Banking and PSD2 technology benchmark
Contract Open Banking Engineer
Around £600 per day
Current Open Banking technology contract benchmark
Senior Open Banking Engineers and professionals working on high-scale payment platforms, specialist API infrastructure or complex regulated banking environments may command substantially higher salaries or contract rates.
Salary information is provided as a general UK market guide. Open Banking Engineer is not yet consistently used as a standalone job title, so these figures use current Open Banking, PSD2 and closely related financial technology roles rather than claiming an exact-title national median.
Open Banking Engineer Career Progression
Open Banking Engineering can lead into senior engineering, architecture and wider payments and banking technology leadership positions.
Typical Open Banking Engineer Career Path
Alternative Career Paths
Open Banking Engineers may also progress into roles such as:
- Payments Engineer
- Payments Architect
- FinTech Engineer
- Core Banking Engineer
- Software Architect
- Head of Payments Technology
The right progression depends on whether you want to deepen your API and Open Banking expertise, specialise in payments architecture or take broader responsibility for financial services technology platforms.
Your Next Move
Looking for Your Next Open Banking Engineer Opportunity?
If you’re considering your next permanent position, contract assignment or interim opportunity, send HOK Consulting your CV.
Tell us about the Open Banking platforms and APIs you’ve built, the payments and banking technologies you specialise in and the type of opportunity you’re looking for.
Specialist Recruitment
Financial Services Technology Recruitment
Open Banking Engineering forms part of HOK Consulting’s wider Financial Services Technology recruitment expertise, connecting organisations with specialist professionals across banking, payments, FinTech, RegTech, trading technology and financial services transformation.
Hiring?
Recruiting Open Banking Engineers?
HOK Consulting supports banks, FinTech businesses, payment providers and financial institutions looking for experienced Open Banking Engineers across permanent, contract and interim requirements.
Whether you’re building Open Banking APIs, expanding payment initiation services, developing Variable Recurring Payments or modernising digital banking infrastructure, speak to HOK about your requirements.